Emotional gratification vs logical gratification

Sometimes I hate myself for not being emotional or impulsive enough. Otherwise I would’ve bought a house already. But I did not and do not plan on buying a house until maybe mid 2007.

The biggest reason supporting moving out on my own is to get away from my flat mates. Since we co-signed the lease, I can’t really force them out and am too comfortable in a below average monthly rent in a huge room to justify the hassle.

To give you an idea of what’s bothering me. I would like to enter exhibit A for case of Peter vs flat mates as a benchmark to measure mess.

Based on your expert opinion, would you feel good living in this environment? ….

Your honor, I would like to enter exhibit B as a clean kitchen created by my client after 3 days of work.

As a human behavior specialist, what would you say is the length of time that should elapse, before the kitchen returned to the previous state to indicate that a minimal effort has been made by the rest of the tenants? Or rather, any effort at all? …

Please witness exhibit C and D. Shots taken 3 and 7 days after.

Your honor, I would just like to enter into evidence that none of my client’s utensils are in these pictures beside the bamboo table mat. And the prosecutor rests.

The current economic condition of Montreal island indicates a below average housing price in the year of 2007. With the new release of the Canadian census for population and superimposed with the 8 previous year’s, I should be able to pinpoint the location of the most profitable area. For those of you interested, this is the link I used to further find the city of my interest. I then used the population density map based on age to determine where the population is shifting to. All points to a favorable buying time for middle of 2007… except of course for the issues against.

Increase of house value has to exceed certain percentages. Mainly, Mortgage rate + selling comission + housing tax + inflation. Assuming 5% mortgage, 4% comision and 2% inflation you have to surpass a 11% possibility at selling time. Looking at the past fluctuation graph, assuming history repeats. It’s less favorable. THEN!!! The government has to stir up another referendum to declare Quebec as an independent country. This, after promising that the last one will be the final referendum, which ended with a 50.5% against separation.

Never mind my complain, I I’ll need a good excuse for me to move away from Montreal. As the investor’s instinct take firmer hold on me, I am more and more frustrated at the double tax the government imposes on its population. Despite the socialist society that provides equal opportunity for everyone, the double tax means it’s harder for business to flourish. The margin of income has to be extremely good, but how can you do that with such a high cost of labor.